Women Entrepreneurs Of America, Inc.

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Comment by THE CREDIT QUEEN on November 4, 2009 at 12:01pm

Stop by and join the fan club at www.creditadviseforyou.ning.com. Make sure you re-post the videos and forward the videos. It's time for change and millions of people do not know the truth about credit. The BLAME is on the consumer. But who forgot to TEACH THIS IN OUR SCHOOL SYSTEM AND COLLEGE.

Thank you for you assistance. Be blessed and remember to bless others. If we want change, it's up to us to change.

Free education!

The Credit Expert, Author of Innocent Victims online at Barnes and Nobles, Books A Million, Walden Books, and amazon.com

Facebook- Post Your Credit Questions!!!
http://www.facebook.com/album.php?aid=2039501&id=1077713925&saved#/pages/Regina-Littles/114315407373?ref=sgm

YouTube-Subcribe to free on going credit education. Make sure you leave comments!!
http://www.youtube.com/user/PASTnations


RE-POST and let's get educated...Send through emails and forward to friends. I am only ONE person and I need your help. Remember one person can change the world. This does not cost a cent so forward...

Contact me at advocate102@hotmail.com
321-287-0986

Free workshops for the first 30 churches. Book for next year! This year has been booked already.. NO excuse, change is coming!!

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Comment by Susie Parker on October 10, 2009 at 2:24pm

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Comment by Tracey R. Banks on October 8, 2009 at 8:17pm

My name is Tracey Banks of Virtually Everything Virtual Assistant. I am contacting you because I believe my business may be of some assistance to you. Many businesses and individuals are new to the concept of a Virtual Assistant. They either never knew we existed or heard and never thought it was for them. I have been an administrative assistant to a number of companies, large and small, since 1995. With my education and experience, I thought why not supply my services to all in need. Currently I have contracts with a department of the State of MS and small business owners. My company, provides many professional services that will be beneficial to you. If you are interested, take a few moments and read about how I may benefit your company or the company you work for.

Thank you for your time,
Virtually Everything Virtual Assistant



I can be reached by:

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Email: www.VirtuallyEverythingVA@live.com
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What is a Virtual Assistant, you ask?

A Virtual Assistant (or VA) is a solopreneur who specializes in providing ongoing, one-on-one, collaborative-style administrative support.

Like other professional service providers, Virtual Assistants operate remotely from their own places of business and utilize today's technology to deliver their services and communicate with clients.

Virtual Assistants are first and foremost administrative experts. Virtual Assistants sometimes offer additional, separate specialties that fall under creative and/or technical services.

Virtual Assistants come from a variety of business backgrounds, but the single-most important qualification the industry expects of its peers is at least five (5) years administrative experience earned in the real (non-virtual) business world working in upper-level capacities such as administrative assistant, executive assistant, secretary, legal assistant, paralegal, legal secretary, real estate assistant, office manager/supervisor, etc.

From this level of experience, a Virtual Assistant is expected to possess the skill sets, training and business knowledge which are the hallmark of a truly qualified Virtual Assistant.

-Virtual Assistant Definition from the Virtual Assistance Chamber of Commerce

How Will Using A Virtual Assistant Benefit My Business?

Virtual Assistants have a lot of advantages. All of them translate to dollars and cents adding up to growth and profitability for your business.

Using VAs allows you to shift the vital, repetitive yet essential tasks that you really do not have to do yourself, allowing you to focus on growing your top line via a new product or new service introduction or perhaps by diversifying into an entirely new business.

1.Ability to delegate tasks while controlling costs
2.Ability to access highly-skilled technical staff when necessary
3.Ability to increase the quality of services with new skills and technologies without internal investment
4.Ability to focus on new business strategies and critical services while satisfying current customers
5.Ability to develop new capabilities without huge investments in capital and time
Financial Benefits Of Using Virtual Assistants:

•VAs are independent contractors; eliminating payroll taxes, vacation pay, sick days and employee benefits such as health and dental insurance
•No need to purchase additional office space or equipment
•No expenses or down time for employee training
•Using VAs offers you the ability to keep your projects on schedule without paying overtime
•You only pay for time spent on YOUR project
•Unlike traditional employees, you are NOT paying a virtual assistant for making personal phone calls, surfing the internet, chatting with co-workers or coffee/smoke breaks
•No agency fees as with temporary employees
•Using VAs gives you the ability to take on more work to generate more profits
The cost savings of using virtual assistants, depending on the size of your business, can be quite staggering. When you include payroll taxes and benefit packages for a full-time employee, their “real” cost is over twice their base pay!


Additional Advantages Of Using Virtual Assistants:

•Using a VA will allow you more time to focus on strategic planning to grow your business
•Our highly trained VAs posses skills that you may not have, but require; i.e. graphic design, search engine optimization or creating power point presentations
•Our VAs use state-of-the-art software that your company may not own
•Using virtual assistants can help level out seasonal or cyclical fluctuations in your business
•No cumbersome OSHA regulation to follow
•We work around your schedule to provide you service whenever you need it
•A VA can help your business gain a competitive edge by providing value-added services
•Using virtual assistants lets you delegate the myriad of time consuming administrative tasks
Outsourcing work to VAs allows you to control capital costs for office furniture, computers & equipment, reduce labor costs, increase efficiency and gives you extra time to focus on your core business and start new projects quickly.

If you are looking to increase your flexibility, reduce your overhead, improve time management and grow your business, using a virtual assistant may be the right solution for you.

-VA.org

Comment by Susie Parker on September 13, 2009 at 4:52pm

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Comment by Anita Moore on August 3, 2009 at 1:32pm

I am trying to create an ecommerce website, but am finding the prices horrendous. Could someone please recommend companies that offer these services at affordable prices.

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Comment by THE CREDIT QUEEN on July 30, 2009 at 3:46pm

Despite what you may have heard or read. I'm going to share some helpful tips for you. Contray to what someone may have told you etc.. It is NOT a good idea to get everything in BOTH of your names. Certain accounts like a home yes.. But you must be very careful when planning you finances as a married couple.

Our colleges do not teach us this information. You only find out by making the mistakes after the fact. My mission is to educate you about credit and how it can impact your life. Especially, when it comes to having GOOD CREDIT. If you are young and have not been impacted.. you may want to avoid the following mistakes.. If you have made them. there are ways to attack them and correct them..If you cannot get approved for that house or car, you may want to join my fan club. Also, get the book INNOCENT VICTIMS online at Barnes and Nobles. You can ask me questions and I will help you get on the RIGHT track through my fan club www.creditadviseforyou.ning.com

There are so many tips to avoid and I do not what to overwhelm you with credit Jargon. However, just know that your degree does you no good if you are not prepared for LIFE. You can get a good job and struggle day to day-pay check to paycheck.. even with a college degree.

What do you Avoid?
Avoid creating DEBT together. Do not put everything in your NAME together. This is one of the biggest mistakes couple make. To be honest, I did it at age 18..

The other costly effect of getting everything together is that you could both suffer if the marriage does not work. You both will end up with bad credit, especially if both of you decide not to pay any of your accounts that you got together(while being married).

Make sure you know what your husband/wife may add you too aswell. Know the pros and cons and get in the game of life.. You can survive the game if you know the FACTS.

Author of Innocent Victims-A must read for ALL Americans

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Comment by THE CREDIT QUEEN on July 20, 2009 at 11:54am

What you are reading on this site is TRUE and the information will change your life. It is up to you to receive the information. I will debate credit any day to any one, however I am not here to prove a point. I am giving you knowledge to help you. Many of us pray and ask God to bless us and yet we don't know a blessing when we see one..

With that said, if you are a credit card holder with Carnival Seamiles, Juniper, or Barclays. This information is for you. If you are not and have received something similar in the mail by another company, you might want to take HEED.

The companies that make money and get rich off consumers are figuring out ways to do it, even in times of crisis. I recently received another letter from the company above regarding the CHANGE in terms of my account. This may or may not have had anything to do with the current behavior of my account..

However, when you get information/disclosures in the mail READ the information. Companies must send it to you by law. I have a similar blog about this you may want to read that as well.

I won't explain this in percent form because many people may not understand. My form of writing is a simplified version due to the nature and how important it is. Here goes...

If you are being charge 40.00 a month for a card and the company writes you and inform you that the card will now be 100.00 a month.. What are you going to do? Are you going to pay them the 40.00 or 100.00? Another other words, your interest rate could be 10% and jumps to 29%.

The letter states that I have the option to accept the higher amount(so they can make money off me) or close the account.. I have chosen to close it... Just think about it for minute.. If everyone decided to close their account in one day. That company would go out of business. Consumers are not standing together. Instead, fighting against each other, just as some families do.

NOW there is a catch and you will find this in my book. YOU ARE NOT SUPPOSED TO CLOSE CREDIT CARDS.. the reason is because you will loose points on that card.. When you know the game of credit you can reposition your self. Just as I am about to do. I am going to close the account because it is costing me way to much money.. the card is bad for me and will cost me.

On the flip side, I am going to get my points back from another lender....YOU win some and loose some. GET IN THE GAME...

Now Read INNOCENT VICTIMS of credit and get educated and play the game..

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